웰컴디지털뱅크(웰컴저축은행)

Welcome to the NO.1 digital banking savings bank! We offer a comprehensive suite of services including deposits, cards, loans, financial services, credit management, and life services, all designed to enhance your financial well-being. Our commitment to excellence is reflected in our top rankings:

NO.1 digital banking savings bank!

No. 1 in cumulative app downloads in the savings bank sector

No. 1 in cumulative app users in the savings bank sector

※ Based on App Annie (as of December 31, 2023)

■ Experience the innovative 'Well Bang Walking Savings' where you can earn interest rates of up to 10% per annum simply by walking. We offer tiered interest rates based on the number of steps you achieve within the subscription period.

■ WELCOME! Enjoy a preferential interest rate of up to 7% per year on your first transaction. New account holders receive a special rate for the first 30 days.

■ Worried about managing your assets and liabilities? Try 'Welcome My Data'. We've helped customers save a total of KRW 8,334.98 million through our nationwide interest reduction project (as of March 14, 2024). We'll collect and manage all your debts and inform you about potential transfer loan opportunities. Plus, our 'credit weather' feature helps you monitor your credit management effectively.

■ Opening an account is easy and convenient. You can open a non-face-to-face account 24/7, even in the early morning hours. No public certificate? No problem! Just use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer specialized accounts for Payers, office workers, and bosses, each with unique benefits.

■ Don't miss out on the exclusive 'Wellbang Lounge' benefits. 'Well Bank Walking' rewards loan customers with up to 100 won per day and up to 3,000 won per month, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Try your luck with 'Well Bang Lotto' by guessing 6 numbers from 0 to 9, or participate in 'Well Bang Odd or Even' for weekly prize money.

■ Enjoy convenient financial services tailored to your life. With Wellbang, transferring funds is as simple as holding and dragging your account cards. Monitor your total assets, detailed status, and savings goals on one page. Curious about your car's value? Just enter the license plate number to find out. Use our 'Automatic Payment' service for hassle-free utility bill payments. Check your credit score with our 'free credit management' service, which won't impact your credit score.

■ We prioritize your security with our electronic financial fraud prevention services, including "PC designation service," "2-channel authentication service," and "one-time authentication number" service, in line with the Financial Supervisory Service's guidelines.

■ Product Information:

\[Well-Bang Working Savings\]

- Subscription target: individual customers

- Contract period: 12 months

- Payment amount: Monthly payments between 10,000 won and 200,000 won

- Interest payment: lump sum at maturity

- Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year

- Preferential interest rate conditions:

① Tiered preferential interest rates based on annual steps achieved (up to 8.0%):

More than 1 million steps: 1.0%p per year / More than 2 million steps: 2.0%p per year / More than 3 million steps: 3.0%p per year / More than 4 million steps: 8.0%p per year

② 1.0%p for at least 6 automatic transfers through our bank account

\[WELCOME first transaction preferential term savings\]

- Subscription target: individual customers

- Contract period: 12 months

- Payment amount: Monthly payments between 10,000 won and 200,000 won

- Subscription conditions: Within 30 days from the date of first deposit subscription

- Interest payment: lump sum at maturity

- Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year

- Preferential interest rate conditions:

① 1.8%p per year for at least 8 automatic transfers through our bank account

② 1.5%p per year if the average balance from the new deposit date to the day before maturity is 500,000 won or more

※Common precautions:

In accordance with the Depositor Protection Act, this deposit is protected up to "50 million won" per person (combined with other protected products of this mutual savings bank), including the principal and a certain amount of interest. Please review the product description and terms and conditions before signing the contract. You have the right to receive a thorough explanation of the product before transacting.

※Interest rates may change, so please check our website or app for the latest information.

■ Customer Center Operating Hours:

- Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)

- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)

- Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)

* Financial fraud reporting night call center: 02-397-8600/8800

■ Information on Permission and Purpose of Using Wellbang App:

- Required access rights:

· Storage space: For storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.

· Phone: For identity verification, device verification, and consultation calls.

· App activity: To collect app information and detect malicious apps by obtaining broad package visibility rights to prevent electronic financial transaction incidents.

- Optional access rights:

· Contacts/Address Book: To use functions such as contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. Functionality may be limited if you do not consent.

· Camera: For photo identification, face authentication, document submission, etc. Functionality may be limited if you do not agree.

· Photos and videos: To save photos and collect photos submitted as supporting documents. Functionality may be restricted if you do not consent.

· Notification: To receive notifications of important notices, events, and promotions. You may be restricted from receiving notifications if you do not consent.

■ Items for Investigation of Credit Disorderly Conduct:

· Malicious app detection information, diagnostic information on detected malicious apps

Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim

Business registration number: 120-87-93876

Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)

Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

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