8.8 Shopee Live Maraton

Unlock unbeatable savings with Shopee's 11.11 Big Sale! From October 14 to November 11, 2024, dive into a shopping spree with incredible offers:

1. **Free Shipping RP0** - Enjoy zero shipping fees on your purchases.
2. **Cheapest in Shopee, Extra Discount 100RB** - Snag the lowest prices with an additional 100,000 rupiah off.
3. **Shopee Live Flash Sale 50%** - Catch massive 50% discounts during live flash sales.

As Southeast Asia and Taiwan's premier online shopping platform, Shopee offers seamless and convenient shopping experiences. Buy and sell at low prices around the clock, and discover a variety of exclusive deals tailored to your needs.

Enhance your shopping with Shopee's robust support, including multiple payment options and reliable logistics, ensuring a safer and more convenient experience.

**Pay everything with ShopeePay!** ShopeePay, our digital wallet and e-money service, simplifies online payments within the Shopee app and offline at ShopeePay Merchants. Activate and verify your ShopeePay today to unlock a host of benefits!

**SHOP ANYTIME & ANYWHERE**

• Explore a wide range of product categories, from Fashion to Electronics, Health & Beauty, Home and Living, Mom & Baby, and more, all at unbeatable prices.
• Shop with confidence at Shopee Mall, where you'll find 100% original products from official brands.
• Take advantage of daily Flash Sales for great discounts.
• Maximize savings with Free Shipping and Cashback vouchers.

**SAFE ONLINE SHOPPING EXPERIENCE**

• Shop with peace of mind thanks to Shopee's Change of Mind policy - receive the right order or get your money back.
• Benefit from our On-Time Delivery Guarantee to ensure your packages arrive on schedule.
• Choose from many trusted sellers, and make informed decisions with online shop ratings from other buyers for a secure shopping experience.
• Enjoy a convenient shopping journey supported by a world-class safety system and reliable logistics - track your order status with real-time shipping updates.

**EASY CHECKOUT PROCESS & SAFE PAYMENT METHOD**

• Experience a quick and convenient checkout process through our user-friendly mobile interface.
• Ensure safe transactions with your preferred payment method, including ShopeePay, SPayLater, Cash on Delivery (COD), and bank transfer.

**APP HIGHLIGHTS**

• Free Shipping across Indonesia.
• 100% Original Guaranteed for curated products.
• Safe transactions backed by Shopee Change of Mind and On-Time Delivery Guarantee.
• Secure payment systems and logistics support.
• Daily Flash Sales, Cashback Vouchers, and other hot deals.
• And much more to come!

Shopee is excited to partner with PT Lentera Dana Nusantara to introduce SPinjam, a cash loan service available to selected Shopee users through the Shopee app. SPinjam, regulated by OJK (Financial Services Authority), offers the following benefits:

1. **Instant Cash Loans** up to Rp12,000,000.
2. **Flexible Repayment** with installment periods ranging from 3 to 12 months.
3. **Competitive Interest Rates** starting at 1.95% per month, with an Annual Percentage Rate of 24% to 27%.

**Loan Simulation:**

- **Loan Amount:** Rp3,000,000
- **Loan Period:** 6 months
- **Interest Rate:** 1.95% per month
- **Administration Fee:** 1% per transaction
- **Total Payment:** Rp3,000,000 (loan amount) + Rp30,000 (admin fee) + (1.95% (interest/month) * Rp3,000,000 (loan amount) * 6 months (loan period)) = Rp3,381,000 or Rp563,500/month

Shopee is committed to protecting user data and information under our privacy policy. We do not offer short-term personal loans requiring full repayment within 60 days or less from the loan issuance date.

**Address:** Sopo Del Tower Level 12, Mega Kuningan Barat III Lot 10.1-6, RT.3/RW.3, Kuningan, Setiabudi, South Jakarta, Jakarta 12950

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